Approvals Within Minutes
Loans Up To 90% Of Cost
Purchase, Refinance, Cash-Out
LLC, Corp, Trust Deeds OK
No Pre-Payment Penalty
Referral Program Available
Serving California Since 1990
Minimal Paperwork Fast Closing
No DSCR, No Min. Credit Score
Owner Occupied Program Available
No Credit History OK
We are a DIRECT LENDER, we close loans quickly and reliably in as little as 7 days, while banks, and other lenders take up to 30 – 90 days to close a loan.
With ONE simple application and only one approval signature needed, we can approve your loan within MINUTES. We simplify the loan process to fund and close your loan FAST.
We are a renowned CALIFORNIA private money lender. Our loans are funded throughout all California including: Orange County, Los Angeles, San Francisco, Riverside, San Diego, Fresno, Bakersfield, San Bernardino and all CALIFORNIA.
As a direct private lender with extensive experience in multi-family loans, commercial loans, SBA loans, residential loans, we have funded over $10+ billion, served over 10K+ clients and understand all kinds of loan scenarios. We offer individually structured bridge lending solutions for all types of borrowers (LLC, General Partnerships, Trust, Corp, etc) on almost all property types, and up to 100% financing.
We have an excellent track-record as a direct private money lender. Our clients, brokers and real estate agents trust us to provide first-class service, low fees, competitive rates, and in our ability to close quickly.
As a direct private money lender, we utilize our own capital. We process, underwrite and fund all loans in house.
When is a Private Money Loan / Hard Money Loan appropriate ?
Limited Time Frame:
You need a loan without the cumbersome loan process of traditional banks.
You need to close quickly.
You found a great property and you want to compete with an all cash offer.
Limited Loan / Capital Amount:
You want to buy an investment property but do not have enough money. You do not qualify for traditional bank financing and need to close quickly.
You applied for a loan with another lender and the loan dollars were cut and you need more money quickly.
You have not sold your existing home but have found your dream real estate property and need money fast. Traditional bank financing is generally not an option because your current home is listed.
No Tax Returns, No Stated Income:
Residential / Multi-Family / Commercial
1-4 units; Duplex, Triplex, 4-plex
Apartment Buildings, Commercial Properties
Mobile Home Parks
Mixed Use Properties
Retail, Office, Industrial
Retail Strip Centers, Shopping Malls
Manufacturing, Warehouses, Distribution Centers
Car Wash Centers, Gas Stations, Supermarkets
Office Buildings, Medical Offices
Parking Lots, Land & more
Hotels, Motels, B&Bs
Child Daycare Centers
Senior Care Facilities
• No tax returns, Stated Assets
• Serving California since 1990
• Self-funded Bridge Loan Lender
• Quick closing as little as 7 days
• 6 – 24 Mo. loan terms
• Approvals within minutes
• No DSCR requirement
• No prepayment penalty
• Rates starting at 5.375% (1)
Reasons To Call Us
• Need a quick close
• Bank turn downs
• Need more loan proceeds
• Execution and reliability
• Need funds to renovate properties
• Need lower rate and fees than other Bridge Loan options
• Distressed properties
• Vacant properties
Private Money Loans Funded By Fidelity Bancorp Funding
- * The 5.375%, 5.557% APR residential on non-owner only loan interest rate is based on the following assumptions; 30 year fixed, lender points starting at 1%, ≤ 65% LTV on a minimum loan amount $250,000, 700 minimum FICO score. Terms may vary based on your particular situation investment properties only, purchase, cash-out or rate/term transaction. Rate adjustments and prepayment penalties may apply, contact Fidelity Bancorp Funding for details.
- ** The 5.90% bridge loan interest rate is based on the following assumptions; 12 month term on a $10,000,000 loan and an origination fee of 1%+. Interest only payments for 11 months, with final payment of all principal, remaining interests and fees. Terms may vary based on your particular situation investment properties only, purchase, cash-out, or rate/term transactions.
Private Money Loan Los Angeles
Private Money Loan Orange County
Private Money San Francisco
Private Money Loan Bay Area
Private Money Loan San Diego
Private Money Loan San Sacramento
Private Money Loan Fresco
Private Money Loan San Bernardino
Private Money Loan Riverside
Hard Money Loan Los Angeles
Hard Money Loan Orange County
Hard Money San Francisco
Hard Money Loan Bay Area
Hard Money Loan San Diego
Hard Money Loan San Sacramento
Hard Money Loan Fresco
Hard Money Loan San Bernardino
Hard Money Loan Riverside
Private Money Lender Low Rates Los Angeles
Private Money Lender Low Rates Orange County
Private Money Lender Low Rates San Francisco
Private Money Lender Low Rates Bay Area
Private Money Lender Low Rates San Diego
Private Money Lender Low Rates San Sacramento
Private Money Lender Low Rates Fresco
Private Money Lender Low Rates San Bernardino
Private Money Lender Low Rates Riverside
Investment Hard Money Loan Bridge Loan Los Angeles
Investment Hard Money Loan Bridge Loan Orange County
Investment Hard Money Loan Bridge Loan San Francisco
Investment Hard Money Loan Bridge Loan Bay Area
Investment Hard Money Loan Bridge Loan San Diego
Investment Hard Money Loan Bridge Loan San Sacramento
Investment Hard Money Loan Bridge Loan Fresco
Investment Hard Money Loan Bridge Loan San Bernardino
Investment Hard Money Loan Bridge Loan Riverside
Low Rate Private Money Lender Santa Ana
Low Rate Hard Money Lender Santa Ana
Low Rate Private Money Lender Los Angeles
Low Rate Hard Money Lender Los Angeles
Low Rate Private Money Lender Orange County
Low Rate Hard Money Lender Orange County
Low Rate Private Money Lender San Diego
Low Rate Hard Money Lender San Diego
Low Rate Private Money Lender Orange
Low Rate Hard Money Lender Orange