Obtaining financing is a huge part of achieving your goals when you’re an investor in multifamily complexes, commercial properties, single-family homes, businesses or other projects. Whatever your objective, the loan process is often characterized by copious amounts of paperwork, long wait periods and a look under the hood at what feels like your entire life.
It doesn’t have to be, though. At Fidelity Bancorp Funding our goal is to make your goal a reality by removing the barriers that hinder your growth. Essentially, we make the credit box fit you.
First, FBF offers a variety of loan programs to ensure your needs are covered.
- Multifamily loans for apartment and condominium owners and buyers. These include no tax return, interest-only, up to 80% LTV, non-recourse and stated income programs. Our fixed rates range from 3 to 30 years nationwide, with loans from $500,000 to more than $25 million.
- Bridge loans (private money) for investors who need the short-term cushion during a transitionary period. FBF can close in as little as 14 days. Loans range from $250,000 to $5 million. We offer loans with no prepayment penalties, no bank statements and stated income. Only available in California and Arizona.
- Residential loans for first-time homebuyers, investment property owners and those who want to refinance. We offer conventional mortgages (10/15/30-year fixed rate), Jumbo, ARM (3/1, 5/1, 10/1), FHA, VA and USDA loans.
- Commercial loans for corporations, partnerships, LLCs, trusts and individuals purchasing a commercial real estate asset, such as an office building, industrial facility, retail center and much more. FBF offers financing from $500,000 to $25 million-plus. We have lent billions of dollars to commercial property owners.
- Owner-user and SBA loans for small businesses so they can obtain the funds they need to continue to grow. We have tailored owner-user and SBA loan solutions that can help you fund real estate and business acquisitions, or supply working capital. Our nationwide program can fund up to $5 million and 90% LTV.
We Make Getting a Loan Easy
For over 20 years and $10 billion in loans, as long-time industry veterans and investment professionals ourselves, FBF understands the loan process through and through. This has led us to create customized, creative solutions with your best interest in mind.
We utilize our vast network of industry professionals and innovative lending solutions to think outside the credit box and get you closed on time. All the while, we’ll maintain steady, open communication with you and your partners so you’re always up to date.
We know and appreciate that every investment is high stakes when it’s your time, money, energy and reputation on the line, which is why our hands-on approach remains consistent until your loan closes. Even after you’re fully funded, we like to remain in touch with our loyal clients. FBF prides itself on its network, relationships and solutions. We’re always here whenever a question, comment or concern pops up.
As investors and advisors who have closed more than $10 billion in loans nationwide, we understand your priorities and empathize with the urgency of your loan request.
FBF can promise you that we treat every loan like it’s our own. Whether you’re looking for multifamily loans, bridge loans, commercial real estate loans, or another type of financing, we offer a wide range of options that help you make better, faster and smarter lending decisions.
Take your investment to the next level, call us today