LENDING MADE EASY – we can help you achieve your goals
Whether you are looking for home loans, refinance, cash out, conventional, portfolio or bridge – we tailor loans so you can achieve your pricing needs and investment objectives with ease. We offer many different types of loans, along with the knowledge and experience to assist and tailor them to your real estate financial objectives. Our letters of interest are normally delivered within 24 hours so you can move ahead quickly when you need to.
> Residential Lending
Whether you’re a first time home buyer, moving to a new home, or want to refinance your existing mortgage, there are many loan programs that will let you purchase a home with guidelines based on your specific profile. We offer conventional mortgages (10/15/30 years fixed rate), Jumbo, ARM (3/1, 5/1, 10/1), FHA, VA, and USDA loans.
> Multi-Family Loan Program
Fidelity Bancorp Funding offers a variety of loan programs including no-tax-return programs, interest-only, up to 80% LTV, non-recourse and stated income. Fixed rates available for 3, 5, 7, 10, 15, and 30 years nationwide. Our loan programs range in size from $500,000 to over $25,000,000+ with specific requirements and pricing based on your investment objectives and specific profile.
> Commercial Loan Program
Fidelity Bancorp Funding offers financing programs for loans from $500,000 to over $125,000,000+ nationwide. Our commercial loan program has loaned billions to corporations, partnerships, LLC’s, trusts and individuals who understand the time-value of money. Most real estate types will be considered: office, retail, industrial, warehouse, non-profits, auto, self-storage, multi-family, hospitality, assisted living, mixed-use, single tenant, and many more.
> Owner User & SBA Loan Programs
Fidelity Bancorp Funding understands that small business is the backbone of American industry and as such we provide the expertise to get your small business the capital it needs to continue to grow. Empower your business with our tailored Owner User & SBA loan solutions; available programs for real estate acquisitions, business acquisitions, and working capital. Our nationwide Owner User & SBA Loan – size up to $5,000,000, up to 90% LTV, get FREE expert advice today.
> Private Money Loan Program (Bridge Loan)
Get a private money loan (a bridge loan) from a Direct California Leader in the lending industry. Apply Now! We can close your loan in as little as 14 days, No prepayment penalty, no bank statements, stated income. Loan sizes from $250,000 to $5,000,000, CA & AZ only.