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STILL LENDING DURING COVID-19

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STILL LENDING DURING COVID-19

We believe in you and we believe in this market

Fidelity Bancorp Funding, we hope the message finds you and your family safe and healthy. We’re available if you need to discuss your loan options or just have questions in the housing market over the next few months. We are always here to help you with any financing needs.  Challenge Accepted! Call For a FREE Consultation

Staying on top of market trends and opportunities is something we do well. Closing loans is what we do best.

(877) 585-FUND

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The Best Tips and Tools for Cleaning Some Common Household Items

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Sometimes you just can’t find the right tool for the job, even with all the usual cleaning tools at your disposal. Here are some tips for those items and places that are always a pain to keep squeaky clean.

The microwave

The solution for a clean microwave is in your refrigerator (or maybe in the produce section of the grocery store). Microwave a cup of water and a few lemon slices, and then use a sponge to clean the microwave with the warm water.

Grease stains

This one works on clothes as well as surfaces. Rub white chalk on the grease stain, let it sit for five minutes, and then wipe it away with a wet rag.

The television

Screens on HDTVs are delicate, and you want to avoid liquid cleaners, especially on LCD screens. Instead, take a dryer sheet and use it to clean the screen. The sheet will pick up dust and reduce static, and won’t damage the TV.

Air vents

It’s always tough to thoroughly clean air vents because the spaces are so small, but they attract a ton of dust. Wrap a small towel around a butter knife, and then use the knife to clean the openings in the vent.

Fidelity Bancorp Funding is an Orange, California-based firm providing mortgage options to meet the long-term needs of clients of all ages and scenarios, including Realtors, homebuyers and investors. Founded in 2000, the firm is dedicated to superior standards and best practices, and recently surpassed $9 billion in funding provided nationwide. Fidelity Bancorp Funding specializes in assisting homebuyers or those in complex situations or who need alternative options such as bridge financing to help ensure that they get the deal they want.

For more information, visit www.fidelitybancorpfunding.com or call (877) 585-FUND.

Five Tips for First-Time Home Buyers

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No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail.

Here are a few tips for avoiding rookie mistakes with your first home purchase:

1. Save as early as you can:

Even if you think you’re years away from buying your first home, try to start saving for your down payment. It makes a huge difference in your monthly payments, and helps avoid paying Private Mortgage Insurance.

2. Be thorough with mortgage shopping:

There are countless resources out there that can help you get the best terms for your mortgage. It may seem like a lot of work to shave less than a point off your mortgage rate, but it’ll save you thousands in the long run.

3. Consult a skeptic:

You’re likely to fall in love with a home, and that can make it difficult to take problems seriously. Bring along a skeptical friend or family member who can give you an honest opinion.

4. Be patient with getting settled:

You’ll be anxious to make your new home your own, but take some time to see how your budget truly shakes out. In other words, hold off on big furniture purchases and remodeling projects.

5. Make sure you’re happy with the neighborhood:

The house may be perfect, but don’t discount the surroundings. You don’t want to end up in the suburbs if you’re going to miss walking to your favorite coffee shop, and you don’t want to settle for the city if you’re looking forward to some peace and quiet.

Fidelity Bancorp Funding is an Orange, California-based firm providing mortgage options to meet the long-term needs of clients of all ages and scenarios, including Realtors, homebuyers and investors. Founded in 2000, the firm is dedicated to superior standards and best practices, and recently surpassed $9 billion in funding provided nationwide. Fidelity Bancorp Funding specializes in assisting homebuyers or those in complex situations or who need alternative options such as bridge financing to help ensure that they get the deal they want.

For more information, visit www.fidelitybancorpfunding.com or call (877) 585-FUND.

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