Bridge Loans Just Got Better: New Lower Rates + More Flexibility

New lower rates. Fast execution. More flexibility.

Fidelity Bancorp Funding announces our lowest rate —8.75%—plus a new 2+1 term option that provides extra time to maximize value. Take advantage of our competitive rates, creative structures, and lightning-fast closings.

Fidelity Bancorp Bridge Loan Highlights

  • Loan Size: $1,000,000 - $20,000,000

  • Term: Up to 24 months. Try our new 2+1 programs. Extensions always available.

  • Loan-to-Value: Up to 75% – more leverage and higher proceeds

  • Speed: Quotes within 48-hours, closing in as quickly as 14-days

  • Flexibility: No prepayment penalty – exit anytime

  • Property Types: Multifamily & SFR (1-4 NOO)

Southern California Multifamily Bridge Adds ADUs

This 6-unit Huntington Beach property is adding three new ADUs. The bridge refinance with a rehabilitation budget enables the sponsor to move forward with their value-add redevelopment plan, transforming the property into a modern, income-producing asset in a prime coastal market. The deal, closed in less than three weeks, was structured to perfectly fit the borrower’s needs.

$2.3M Bridge to Buy Texas Medical Office

Fidelity funded a $2.3M bridge loan for this medical investment property in Texas, providing fast, reliable execution that ensured a smooth, on-time close for a repeat borrower.

Whatever it is, the way you tell your story online can make all the difference.

Need More Time? Try the New 2+1 Bridge

The new FBF 2+1 Bridge Loan offers borrowers two years plus a one-year extension — ideal for larger repositioning projects, renovations, or delayed take-outs.

Broker Protection Guaranteed

At Fidelity Bancorp Funding, broker relationships are fully protected — for life. If a referred borrower ever comes to us directly, even years later, we’ll honor your role and never bypass brokers.

Click ‘Contact Us’ to learn more and get started.

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Fidelity Showcase Fundings October 2025